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Finance your purchase by renting or leasing


Rentis beneficial when you want to use or

the feature but don't want to own the equipment 

What is rent?

Wasa Kredit buys the equipment and then rents the equipment to your company.With a rental agreement, you as an entrepreneur have the opportunity to change or supplement the equipment during the current rental period.

The longer the contract runs, the more room there is for upgrading.After the end of the rental period, the company can choose between extending the agreement and  continue to rent or return the equipment to the supplier.

Rent to companies

Renting is suitable for companies that want to be able to spread the cost over time in order to simultaneously create a basis for future investments. You don't have to tie up equity, use bank collateral or lock in your credit. The rent is usually the same for the entire duration of the contract, which makes it easy to budget and adjust according to income. The rent only affects the income statement because the equipment is not included as an asset in the balance sheet.Rent is tax-deductible as it is deducted as an operating cost in the accounting.

The contract period is usually between 24 and 60 months.

What is leasing?

Leasing is a form of long-term rental where Wasa Kredit as the lessor owns the equipment during the contract period, while you as the customer and lessee have full right of use. When the contract period comes to an end, you as a customer have committed to buy out the equipment at the predetermined residual value. Usually the term is between 24 and 60 months and the final residual value is 5 or 10 percent of the financed amount. The leasing fee is easy to budget as it is usually the same amount throughout the duration of the contract and can be adjusted to the income. You deduct the leasing fee as an operating cost and it does not burden your balance sheet.

Why should you lease?

Leasing is a way for your company to spread the cost over time.

It does not burden your balance sheet as you deduct it as an operating cost in your accounting. The leasing fee is easy to budget and adjust to the income. You do not use the company's capital and can purchase the equipment and peripherals you need through a leasing agreementbusiness without using your liquid funds.


Leasingis an advantageous way for your company to directly
access the utilization and distribute the cost over time

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Advantages for you as a customer
  • The monthly cost is easy to budget and can be adjusted to the income

  • The entire sum is deductible, i.e. deducted as an operating cost, which means reduced tax. 


  • You retain liquidity and do not tie up capital.


  • You spread the cost over time.


  • You can finance up to 100 percent of the cost of an object.

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